Expats in the Philippines and the Affordable Care Act (Obamacare)

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Americans (expats) living in the Philippines are not required to sign up for coverage under the Affordable Care Act (Obamacare), nor subject to any penalty for not doing so. In fact, they are not eligible for coverage under Obamacare

aca_overseas

See https://www.healthcare.gov/am-i-eligible-for-coverage-in-the-marketplace/

Comments (5) Write a comment

  1. I got a letter from the VA telling me that my coverage through them is enough, and I do not have to do anything else for Obamacare… but here, in Iloilo, it is not like I can use the VA anyway! Although I do have PhiHealth I think i will just try not to get sick.

    Reply

    • Tim
      A lot of expats have join Phi Health. that type of insurance is for inpatient only,

      What you are looking for: Is coverage for. out and in patient. You are going to have to do your homework diligently, asking the right questions and plans that are available,

      Remember this: stay positive and keep researching. Do your leg work properly, not all health insurance companies in the Philippines are not endorse by many hospitals and Doctors.

      All Depends on your location and availability, most important your budget.

      Reply

  2. AKA Obama Care
    Truly, this is good news, but If you are returning back to the States, you better watch yourself, because when this new law is funded and enforce in full disclosure, they will demand from you to enroll into any of their premium policies. If you have full VA benefits or Tri-care or Social Security Medicare, it will cover the pensioner and not the family members.

    Reply

  3. Good post for expats worried about the sanctions imposed on those who don’t sign up. But ACA is more or less (less) based on Medicare, which also does not cover expats. If ACA and Medicare allowed compensation to overseas medical treatment and procedures, the savings for the US government would be substantial. But the AMA stops it. Special interests always prevail, and everyone else pays. Works here in the Phil the same way.

    Reply

    • Peter

      It would be great to have Medicare/ACA services at Philippine hospitals but past experience with TriCare showed that it was a nightmare to administer. There was a lot of shenanigans with unnecessary services being billed for. I even heard rumors of vets who received these services and split the incoming VA payments with the hospitals or doctors. Of course this stuff happens all the time in places like Miami, but can you imagine trying to keep it under control worldwide?

      Bob and Carol

      Bob

      Reply

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